Insurance Plans for Every Life Stage
From young professionals to senior citizens, we have a plan that fits your needs and budget. No hidden fees, no complicated terms.
18-44 years
Youth Guard Plus
Income protection for young professionals
Coverage Benefits
- Funeral AssistanceETB 40,000
- Disability SupportUp to ETB 50,000
- Income ProtectionETB 4,000/month for up to 5 months
- Minimum Claim ThresholdAt least 7 consecutive days unable to work
Why This Plan
- Most affordable plan at about ETB 92/month
- Built for working-age adults entering the workforce
- Income support during illness or injury
- Accidental disability protection included
Ideal For
Young adults, gig workers, formal & informal sector employees starting their career
Main life 35-60 years
Family Guard Plan
Complete family protection for parents
Coverage Benefits
- Funeral ExpenseETB 30,000
- Family Protection (Life)ETB 5,000/month for 6 months
- School Fee AssistanceETB 10,000
- Covered LivesMain life, spouse, and up to 2 dependent children
Why This Plan
- Structured as a true household family policy
- Funeral cover applies to each life assured
- Monthly family protection income on death of main life or spouse
- School support benefit on death of the main life
Ideal For
Family breadwinners who want cover for themselves, a spouse, and up to 2 children
55+ years
Golden Age Plan
Specialized care & support for seniors
Coverage Benefits
- Funeral AssistanceETB 30,000
- Hospital Cash BenefitETB 1,000/day for up to 10 days
- Disability SupportUp to ETB 50,000
- Alternative SupportHome care visits may be provided instead of disability cash
Why This Plan
- Built specifically for people aged 55 and older
- Daily hospital cash for eligible admissions
- Accidental disability schedule up to ETB 50,000
- Option to convert disability benefit into home care support
Ideal For
Older adults who need focused funeral, hospital cash, and accidental disability support
18-64 years
Oro-Plus
Bundled life, accident, and hospital cash protection
Coverage Benefits
- Funeral Expense CoverETB 30,000 lump sum (any cause)
- Personal Accident CoverUp to ETB 50,000 (bodily injury or death by accident)
- Hospital Cash BenefitETB 700/day, up to 15 days/year (24-hour minimum stay)
- Flexible PaymentETB 4/day, 30/week, 120/month, or 1,400/year
Why This Plan
- Three independent benefits — claiming one does not exhaust the others
- No medical underwriting or physical examination
- Underwritten by Oromia Insurance Share Company
- Open to all telebirr subscribers aged 18-64
Ideal For
Telebirr subscribers who want funeral, accident, and hospital cash benefits in a single policy — no medical exam required
Get Covered in Minutes
Purchase your plan easily through the telebirr Mini App. No paperwork, instant activation.
Open telebirr
Launch the telebirr app on your phone and navigate to the Mini Apps section.
Select medhinLink
Find the medhinLink icon and browse to choose your preferred plan.
Complete Payment
Pay instantly via your telebirr balance. Your policy is activated immediately.
Need Help Choosing?
Our team is ready to help you find the perfect plan for your family. Call us for a free consultation.